Aaron Chinzila
Lusaka
Summary
Results-driven Data Analyst with 4+ years of experience in Telecommunications and Microfinance industries. Specializes in credit risk management and portfolio analysis. Skilled in developing risk assessment models, monitoring loan portfolios, and delivering actionable insights through data visualization tools like Power BI, and Tableau. Holds a Bachelor of Economics degree and certified as a Financial Modelling & Valuation Analyst (FMVA).
Overview
2
2
years of professional experience
Work History
Data and Risk Analyst
Lupiya Financial Services
Lusaka, Zambia
02.2024 - Current
- - Monitor and analyze loan portfolios, providing insights on credit performance, delinquency rates, and trends to optimize risk management strategies
- - Develop interactive dashboards and reports using Power BI, Tableau, and SQL to visualize key credit metrics for internal and investor reports
- - Conduct due diligence assessments for potential investors, analyzing credit data and financial performance to inform investment decisions
- - Collaborate with the Credit and Collections teams to identify trends, forecast risks, and develop strategies to improve loan recovery and minimize defaults
- - Lead IT projects as the credit department's project manager, overseeing Jira ticket management and ensuring timely completion of development tasks
- - Engage in credit model development and partner product monitoring to enhance the company's credit assessment processes and reporting capabilities
- Conducted analysis of financial risks and identified areas of potential exposure.
- Collaborated with various departments within the organization to ensure effective implementation of risk mitigation strategies.
Collections Officer
Lupiya Financial Services
Lusaka
02.2023 - 02.2024
- - Managed the Civil Servant Loan Book, analyzing monthly data to track delinquency rates, develop risk mitigation strategies, and reconcile loan accounts
- - Conducted thorough analysis to identify discrepancies, over-deductions, and opportunities for restructuring underperforming loans
Billing/Credit Control Analyst
Airtel Networks Zambia (via KSM Management Consultants)
Lusaka
09.2022 - 01.2023
- - Validated and analyzed month-on-month billing for Airtel Business product lines, ensuring portfolio health and maintaining account status in good standing
- - Assisted in strategic planning for collection operations, service assurance, and credit risk management initiatives
Education
FMVA - Financial Modelling & Valuation Analyst
Corporate Finance Institute
01.2022
Bachelor of Economics -
Mulungushi University
01.2015
Skills
- - Portfolio monitoring and analysis
- - Risk assessment and credit modeling
- - Data visualization and dashboard development (Power BI, Tableau, SQL)
- - Beginner-level knowledge in MongoDB
- - Investor relations and due diligence reporting (Jira)
- - IT project management
- - Financial modeling and valuation
References
Available upon request.
Timeline
Data and Risk Analyst
Lupiya Financial Services
02.2024 - Current
Collections Officer
Lupiya Financial Services
02.2023 - 02.2024
Billing/Credit Control Analyst
Airtel Networks Zambia (via KSM Management Consultants)
09.2022 - 01.2023
FMVA - Financial Modelling & Valuation Analyst
Corporate Finance Institute
Bachelor of Economics -
Mulungushi University
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