Timeline
Work History
Overview
Education
Skills
Quote
BusinessAnalyst
ABRAHAM PHIRI

ABRAHAM PHIRI

Credit Control
CHOMA,SOUTHERN

Timeline

Bachelor of Science in Marketing

The University Of Zambia
02.2025 - Current

Master of Science in Financial Risk Management

ZCAS University
01.2025 - Current

Certificate in Human Resource Management

The University of Zambia
07.2024 - 12.2024

Advanced Certificate in Organisation Leadership

The University of Zambia
10.2021 - 06.2022

Audit Assistant Manager

Tottengram Fin Services ltd
01.2021 - Current

Branch Supervisor

Tottengram Fin Services ltd
03.2020 - 02.2021

Credit Officer

Tottengram Fin Services ltd
02.2019 - 03.2020

Brand Ambassador

Zoona Mobile Money
09.2018 - 10.2018

Data Entry Clerk

World Vision International, Zambia
05.2018 - 05.2018

Sales Associate

Repro Arts ltd
01.2018 - 08.2018

Certificate in Psychosocial Counselling

The University of Zambia
03.2015 - 08.2015

Bachelor of Arts With Education

The University of Zambia
10.2013 - 11.2017

School Certificate

Anoya Zulu Boys Secondary
01.2009 - 11.2011

Work History

Audit Assistant Manager

Tottengram Fin Services ltd
01.2021 - Current
  • Implemented risk-based auditing strategies, resulting in better identification of potential issues.
  • Evaluated effectiveness of internal controls by testing key controls across various business units within the organization.
  • Improved client relations by maintaining open lines of communication and addressing concerns promptly.
  • Provided valuable insights to senior management on potential business risks identified during audits.
  • Facilitated internal audits and prepared detailed reports on findings.

Branch Supervisor

Tottengram Fin Services ltd
03.2020 - 02.2021
  • Boosted customer satisfaction with attentive service and prompt resolution of issues.
  • Motivated, trained and disciplined employees to meet performance benchmarks.
  • Assigned job roles and oversaw performance.
  • Handled escalated customer complaints professionally while working towards swift resolutions that maintained client satisfaction levels.
  • Delivered product and service quality and inspired team members to reach and maintain department goals and objectives.
  • Managed daily operations for smooth functioning, ensuring a high level of productivity.

Credit Officer

Tottengram Fin Services ltd
02.2019 - 03.2020
  • Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
  • Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Increased customer satisfaction scores by promptly addressing concerns and resolving issues related to credit products.

Brand Ambassador

Zoona Mobile Money
09.2018 - 10.2018
  • Increased positive word-of-mouth referrals through genuine, personalized customer interactions and excellent product knowledge.
  • Ensured accurate representation of the brand by maintaining consistent messaging and visuals across all promotional materials and presentations.
  • Enhanced brand recognition by executing promotional events and engaging customers with product demonstrations.
  • Approached strangers and interacted in natural conversation with goal of developing brand loyalty.
  • Showed understanding of customer's personal style and preferences when offering product advice.

Sales Associate

Repro Arts ltd
01.2018 - 08.2018
  • Handled cash transactions efficiently while adhering to company cash handling policies, ensuring accuracy in all financial exchanges.
  • Built relationships with customers to encourage repeat business.
  • Managed returns, exchanges and refunds in accordance with store policy.
  • Increased sales revenue by building strong rapport with customers and recommending appropriate products based on their needs.
  • Educated clients on current promotional offerings and products using persuasive selling tactics.

Data Entry Clerk

World Vision International, Zambia
05.2018 - 05.2018
  • Completed data entry tasks with accuracy and efficiency.
  • Followed established procedures to enter and process data correctly.
  • Organized, sorted, and checked input data against original documents.
  • Prioritized tasks effectively to ensure timely completion of all assigned projects without sacrificing attention to detail.
  • Maintained strict confidentiality of sensitive client information, ensuring compliance with industry regulations and company policies.

Overview

7
7
years of professional experience
7
7

Certification

Education

Bachelor of Arts With Education

The University of Zambia
Lusaka
10.2013 - 11.2017

Master of Science in Financial Risk Management

ZCAS University
Lusaka
01.2025 - Current

Bachelor of Science in Marketing

The University Of Zambia
Lusak
02.2025 - Current

School Certificate

Anoya Zulu Boys Secondary
Chipata
01.2009 - 11.2011

Certificate in Human Resource Management

The University of Zambia
Lusaka
07.2024 - 12.2024

Advanced Certificate in Organisation Leadership

The University of Zambia
Lusaka
10.2021 - 06.2022

Certificate in Psychosocial Counselling

The University of Zambia
Lusaka
03.2015 - 08.2015

Skills

Working under pressure

Team leadership qualities

Continuous learning mindset

Training and mentoring

Risk assessment techniques

Client relationship management

Quote

Price is what you pay. Value is what you get.
Warren Buffett
ABRAHAM PHIRICredit Control