Summary
Overview
Work History
Education
Skills
Accomplishments
Custom
Timeline
Generic
Charity Chikoti

Charity Chikoti

Lusaka,Zambia

Summary

Experienced Contact Centre Manager with over 10 years of experience in the banking industry, including AB Bank Zambia, a subsidiary of Access Holdings in Germany. Demonstrated success in enhancing business processes, spearheading Project Management initiatives, implementing digital loan assessment tools to streamline operations. A proven driver of revenue growth and custodian of customer loyalty. Proficient in optimizing operations across various departments, including business analysis and lending. Adept in financial administration, adept team leadership, and adept at cultivating productive relationships. Eagerly seeking a new role with ample opportunities for professional growth.

Overview

12
12
years of professional experience
2
2
years of post-secondary education

Work History

Contact Center Manager

AB BANK ZAMBIA
Lusaka
07.2022 - Current
  • Set and manage performance benchmarks for call center employees
  • Developed quality assurance standards and established targets for all staff
  • Managed all social media channels for the bank.

Branch Manager

AB Bank Zambia
Lusaka
07.2019 - 06.2022
  • Engaged employees in business processes using positive motivational techniques
  • Optimized staff productivity through conflict resolution, performance reviews, training initiatives, and scheduling management
  • Assessed employee performance and developed improvement plans
  • Ensured adherence to company policies and government regulations.

SME Credit Supervisor

AB Bank Zambia Limited
Lusaka
01.2016 - 02.2019
  • Managed the SME team portfolio
  • Conducted financial assessments and approved loans
  • Managed arrears management for the team portfolio
  • Conducted performance evaluations and ensured KPIs were met
  • Managed client relationships.

SME Credit Officer

AB Bank Zambia
Lusaka
02.2013 - 12.2015
  • Conducted credit assessments
  • Managed the loan portfolio, including assessment, risk evaluation, disbursement, and recovery
  • Assessed the creditworthiness of potential clients.

Call Center Agent

Celpay Zambia
Lusaka Province
05.2012 - 02.2013
  • Achieved daily targets for mobile money awareness
  • Activated dormant MTN mobile accounts
  • Updated missing customer details for KYC for Stanbic Bank.

Education

Master Of Science in Economics and Finance - Economics

University Of Lusaka
Zambia
07.2023 -

Certification in Management - Management Development

Access Campus
Berlin, Germany
04.2021 - 10.2022

Customer Relationship Management and Training of Trainers -

Frankfurt School of Finance and Management

Bachelor of Arts in Economics - undefined

Kampala International University

A-Level - undefined

Academic International School

O-Level IGCSE - undefined

IGCSE Laureate International School

Skills

  • Process Improvement
  • Project Manager
  • Digital Loan experience
  • Operational Reports and Regulatory Compliance
  • Coaching, Mentoring, and Performance Review
  • Banking Products and Services
  • Business Relationship Management and Sales Support
  • Problem Anticipation and Resolution
  • Work Planning and Critical Thinking
  • Time Management
  • Loan Process Background
  • Customer Service and Excellent Verbal/Written Communication
  • Proficient in Microsoft Office

Accomplishments

  • Customer Relationship Management and Sales Training, Frankfurt School of Finance and Management
  • Bank of Zambia (Female and Male Operated Small Enterprises) check tool training, conducted in conjunction with the International Labor Organization (ILO)
  • Successfully led the branch from negative profitability to positive profitability in 2020-2021 post the COVID-19 pandemic
  • Managed 5% of the total bank loan portfolio as an SME Credit Officer by the end of 2015
  • Progressed from Trainee Loan Officer to Supervisor, Branch Manager, and currently Contact Center Manager
  • Third Best Graduating student, Access Campus Berlin, Germany.

Custom

  • Felix Lesa, Country Head Retail Banking, UBA Zambia, +260977562133
  • Mr. Alex Valeta, Zambia Association of Chambers of Commerce Trade and Industry, +260977773191
  • Zibenji Moyo, Human Resource Manager, AB Bank Zambia, +260974777967

Timeline

Master Of Science in Economics and Finance - Economics

University Of Lusaka
07.2023 -

Contact Center Manager

AB BANK ZAMBIA
07.2022 - Current

Certification in Management - Management Development

Access Campus
04.2021 - 10.2022

Branch Manager

AB Bank Zambia
07.2019 - 06.2022

SME Credit Supervisor

AB Bank Zambia Limited
01.2016 - 02.2019

SME Credit Officer

AB Bank Zambia
02.2013 - 12.2015

Call Center Agent

Celpay Zambia
05.2012 - 02.2013

Customer Relationship Management and Training of Trainers -

Frankfurt School of Finance and Management

Bachelor of Arts in Economics - undefined

Kampala International University

A-Level - undefined

Academic International School

O-Level IGCSE - undefined

IGCSE Laureate International School
Charity Chikoti