Chilombo Montah
Chelstone Green
Summary
Seasoned service-oriented professional with comprehensive experience including development finance, leading teams, optimizing processes, and implementing cost-effective strategies. Skilled in strategic planning, staff development, and operational efficiency, consistently improving workflow and reducing costs. Proven track record of enhancing overall business performance through effective leadership and innovative problem-solving. Recognised for inspiring team members to excel and possess high integrity and a high belief in diversity and inclusion.
Overview
12
12
years of professional experience
Work History
General Manager
FINCUZA Institute Limited
10.2023 - Current
- Manage and oversee the company’s operations to provide appropriate and context specific interventions to both organisations/businesses and individuals, to build their capacity to either supply or consume financial services for economic growth
- This includes services such as consultancy, training, research and development and problem diagnostics for financial institutions
- Specific responsibilities include sourcing clients for the business and spearheading all consultancy assignments, Planning and monitoring the company’s annual activities as well as financial resource allocation, devising strategies for business growth and business retention, spearheading policy development and implementation among others
Development Finance Consultant
10.2021 - Current
- Past Assignments
- The Consortium Energies: Development of a Financing Partnership Agreement and business advisory services (March 2023)
- Jack Moffat Memorial: Development of Business Plan for the expansion of a Primary School (December 2022)
- Credence Finance Limited: Development of an inclusive business plan for setting up a micro finance company (July 2021)
- Credence Finance Limited: Development of a business plan for setting up a real estate venture in Lusaka’s leopards Hill Area (December 2022)
Chief Credit Officer/Acting Chief Executive Officer (Consulting)
Credence Finance Zambia Limited
10.2021 - 01.2023
- Manage the company’s investment and credit portfolios, mainly responsible for the health the company’s assets, investment and credit policies which ensure the institution’s financial soundness
- Responsibilities include development, implementation and monitoring of credit and investment policies as well as departmental strategic plan, management and review of risk management systems for integrity checks, and credit portfolio management: Personal loans, Leasing finance, Guarantees, Bridge finance and trade finance; business advisory services and technical assistance
Senior Portfolio Management Officer
Development Bank of Zambia
10.2015 - 09.2020
- Perform daily portfolio management tasks so as to provide continuous feedback on all stages of the project cycle (disbursement, implementation, commissioning and completion), and to identify actual or potential problems early to facilitate timely strategies for project adjustment or correction, taking into account the possible risks to ensure project success as well as secure the Bank’s interests
- Responsibilities include close monitoring of all projects on the Bank’s portfolio, verifying all loan documentation and security/collateral prior to disbursement, conducting technical analysis of the project by reconfirming the technical specifications of the proposed plant and machinery to meet the objective of the project and generally ensure no major diversions in the project from the approved plan, and providing continuous feedback on implementation progress through project site visits as per approved implementation plan and report findings in call reports detailing progress and next course of action/recommendations if any
Senior mentor
National Citizen Service
Bradford
06.2017 - 09.2017
Alcohol Impact Auditor
University of Bradford
Bradford
05.2017 - 05.2017
Campaign Call Agent
University of Bradford
Bradford
10.2016 - 02.2017
Monitoring Officer (Projects Under Implementation)
Development Bank of Zambia
02.2015 - 10.2015
- To provide continuous feedback on all stages of project implementation and to identify actual or potential problems early to facilitate timely adjustments to the project plan
- Responsibilities include ensuring loan funds are utilised for intended purpose, with little or no diversions from the approved project plan, through monitoring and evaluation, M & E site visits as per approved implementation plan and prepare call reports detailing progress of implementation and recommendations if any
Project Appraisal Officer (Agriculture Unit)
Development Bank of Zambia
02.2013 - 02.2015
- Act as a link between the Bank and its clients by being close to the clients under own portfolio, constantly reviewing the risk profile of the portfolio and recommending courses of action on perceived portfolio/obligor risks
- Responsibilities include appraising, presenting & recommending trade and other SME financing facilities to Senior Management Credit Committee for approval under the supervision of the line manager, conducting project compliance checks in readiness for disbursement of funds and preparing all relevant credit facility documentation
Education
MSc. - Economics and Finance for Development
University of Bradford
09.2017
BSc. - Food Science and Technology
University of Zambia
05.2010
GCSE O’ Level Certificate -
Kasisi Girls’ Secondary School
Lusaka01.2002
Skills
- Financial Administration
- Program Administration
- Workflow Planning
- Schedule Management
- Customer Relationship Management
- Business Development
- Organizational Development
- Strategic Planning
- Operations Management
- Staff training/development
- Budget Development
- Training and Development
- Communication Skills
- Leadership and team building
- Interpersonal Skills
Trainings, Courses & Certifications
Finance for Non-Financial Managers, South Africa (Aug 2013)
Project Management, Lesotho (Dec 2013)
Appraisal and Financing of Credit Request for Projects in the Agriculture Value Chain, 05/01/14, Kigali, Rwanda, Customer Relations Skills and Management, 10/01/14, Windhoek, Namibia, Investment Appraisal and Risk Analysis, Tanzania (Jul 2016)
Managing HR, Organisational Development and Capacity Building, Zambia (Jul 2018)
SME Credit Delivery and Management, Zambia, (Jul 2018)
Diplomatic Practice, Protocol and Public Relations, Zambia (Certificate, Sept 2014)
Advances in Financial Sector Analysis and Policy, (Certificate, Jul 2017) World Bank OLC
Dip. Ministerial Training, Rhema Bible Training Centre Zambia (Nov 2019)
Accomplishments
- Member of Development Bank of Zambia Integrity Committee, 03/01/19 - 09/01/20
- Successfully set up Strategy and Business development department under When Females Lead
- Rural Finance Program Participation (Development Bank of Zambia)
- Agriculture credit scoring system development experience
- Best Academic Performance award of 2019 graduating class, Nov 2019
- Best Dissertation Prize, International Development at University of Bradford, 2016/17
- Recipient of 2016/17 British Chevening Masters’ Scholarship, 2016/17
- Recipient 2016/17 Baxter-Storey Foundation Scholarship for community contribution, 2016/17
Voluntary Experience
- Director, Strategy and Business Development, When Females Lead, 2021 - 2022
- Projects Committee Member, Chevening Alumni Association of Zambia, 2021 - 2023
- Independent Director/Board member, When Females Lead, Zambia, 2022 to 2024
- Reading Mentor, Reading Matters, Bradford, UK, Jan - Jul 2017
- Steering Committee member, University of Bradford, Bradford, UK, 2016 - 2017
- Various projects, Bradford, UK, 2016 - 2017
- Children’s Teacher, Miracle Life Family Church, Lusaka, Zambia, 2005 - 2020
Personal Information
Gender: Female
References
- Mr. Chibamba K. Lopa, Chief Executive Officer, Finbond Limited, chibambakizito@gmail.com, chibamba@finbondlimited.com, +260955811133/+260977953874
- Donvan M. Ngoma, Finance Officer, Credence Finance Limited, ngomad@gmail.com, +260974512884
- Mrs. Mizinga Melu, Managing Director and Founder, When Females Lead, mizingamelu@gmail.com, +260966232147
- Chimuka Muyovwe Samatebele, Director, Financial Markets, Standard Chartered Bank, +260966644327, cjmuyovwe@gmail.com, Chimuka.Muyovwe@sc.com
Skills
- Research & Planning
- Leadership & Management
- Strategic thinking
- Diversity and Inclusion
- Customer Relations & Stakeholder Management
- Communication & Interpersonal Skills
- Organisation
Research Experience
- Development Bank of Zambia, Ongoing research in different areas including financial trends, market trends for goods and services, micro and macro-economic factors.
- Dissertation on Financial Inclusion and Development, A Zambian Case Study – Faculty of Peace Studies and International development, University of Bradford, United Kingdom, 09/01/17
Timeline
General Manager
FINCUZA Institute Limited
10.2023 - Current
Development Finance Consultant
10.2021 - Current
Chief Credit Officer/Acting Chief Executive Officer (Consulting)
Credence Finance Zambia Limited
10.2021 - 01.2023
Senior mentor
National Citizen Service
06.2017 - 09.2017
Alcohol Impact Auditor
University of Bradford
05.2017 - 05.2017
Campaign Call Agent
University of Bradford
10.2016 - 02.2017
Senior Portfolio Management Officer
Development Bank of Zambia
10.2015 - 09.2020
Monitoring Officer (Projects Under Implementation)
Development Bank of Zambia
02.2015 - 10.2015
Project Appraisal Officer (Agriculture Unit)
Development Bank of Zambia
02.2013 - 02.2015
MSc. - Economics and Finance for Development
University of Bradford
BSc. - Food Science and Technology
University of Zambia
GCSE O’ Level Certificate -
Kasisi Girls’ Secondary School
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