A dynamic leader with over 23 years of experience in the Banking and Financial Services industry, excelling in both private and public sectors. As Director of Retail Banking at National Savings & Credit Bank (NATSAVE), responsible for driving sustainable growth, spearheading digital transformation, and enhancing customer experience. Tenure at Zambia National Building Society and Standard Chartered Bank highlights prowess in strategy, marketing, and stakeholder management. A seasoned professional with a solid academic background, including an MBA and a law degree, committed to financial inclusion, mentorship, and impactful community service.