Dean Mutale
Ndola,08
Summary
Adept at managing budgets, payroll, invoicing and general accounting functions. Instrumental in keeping business operations fully compliant and working within budgetary guidelines. Knowledgeable Accountant proficient in laws and procedures governing business operations, tax filings and regulatory compliance. Handles detail-oriented work in methodical and organized fashion. Leverages field expertise, resourcefulness and diligence to make positive impact on business operations. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. Talented Administrator highly successful at motivating teams and streamlining operations. Analytical problem solver and persuasive communicator with talent for thinking outside box for creative solutions.
Overview
15
15
years of professional experience
Work History
ACCOUNTANT & ADMINISTRATOR
COPPERBELT NURSING POLYTECHNIC
07.2018 - Current
- Managed To Have All Statutory Accounts Compliant That's ZRA,NAPSA,NHIMA, WORKER COMPENSATION Insurance
- Handled day-to-day accounting processes to drive financial accuracy.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Gathered financial information, prepared documents, and closed books.
- Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating, and cash, and banking reconciliations.
- Maintained up-to-date knowledge on professional accounting standards to manage financial record keeping.
- Used advanced software to prepare documents, reports, and presentations.
- Assisted in reducing outstanding accounts receivable balances by diligently following up on overdue invoices.
- Streamlined month-end closing processes, resulting in reduced time spent on financial reporting tasks.
- Managed cash flow effectively, ensuring all company liabilities were met in a timely manner and surplus funds were invested wisely.
- Collaborated with external auditors during the annual audit process to provide necessary documentation and address any concerns or findings promptly.
- Maintained accurate records of fixed assets, including acquisition costs, depreciation schedules, and current values for insurance purposes.
- Prepared and filed tax forms to meet needs of customers.
- Detected and corrected mistakes early on and implemented systems to avoid recurring issues.
- Enhanced financial decision-making capabilities by providing timely, accurate information to management through regular performance reports.
- Improved financial reporting accuracy through meticulous data analysis and reconciliation efforts.
- Established strong relationships with banking partners to facilitate access to various financial services and secure favorable lending terms for the organization.
- Assisted in the development of financial forecasts based on historical trends and current market conditions, supporting strategic planning initiatives within the organization.
- Leveraged finance knowledge to strengthen controls and improve transparency.
- Maintained integrity of general ledger and chart of accounts.
- Collected and reported monthly expense variances and explanations.
- Tracked funds, prepared deposits and reconciled accounts.
- Developed financial models to assess and analyze financial performance of clients.
- Kept up-to-date with tax changes and industry trends by participating in professional organizations, opportunities, and networks.
- Served as a liaison between departments, fostering open communication channels that improved overall organizational function.
- Conducted regular reviews of operations and identified areas for improvement.
STOCK ACCOUNTANT
UNITED CAPITAL FERTILIZER LTD
05.2023 - 12.2023
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Detected and corrected mistakes early on and implemented systems to avoid recurring issues.
- Prepared and filed tax forms to meet needs of customers.
- Enhanced financial decision-making capabilities by providing timely, accurate information to management through regular performance reports.
- Improved data collection, financial analysis and financial modeling to optimize practices and retain customers.
- Partnered with auditors to track errors and add contributions to maintain accuracy.
- Supported department objectives by participating in cross-functional projects with other departments as needed.
- Provided critical support during system upgrades or conversions by working closely with IT staff to ensure minimal disruption to daily operations.
- Provided journal entries and performed accounting on accrual basis.
- Collected and reported monthly expense variances and explanations.
- Reviewed accounts, resolved coding areas, and tracked recurring expenses for accrual entry.
- Collaborated with accounting manager to comply with governing bodies and limit regulatory risks.
CREDIT OFFICER
CETZAM FINANCIAL SERVICES PLC
07.2009 - 12.2012
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
- Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
- Reduced delinquency rates by implementing effective portfolio management strategies.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Streamlined loan approval processes with the development of standardized credit policies and procedures.
- Adhered to banking standards and government lending guidelines for loan services.
- Checked appraisals, title information and insurance documents for each property.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Recommended approval or disapproval of commercial, real estate or credit loans.
- Trained new team members on company-specific processes, ensuring consistent standards across the credit department.
- Collaborated closely with underwriting teams to ensure a seamless process from application submission to loan disbursement for clients.
- Improved cross-functional collaboration, working closely with sales and operations teams to meet business objectives.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Managed a diverse portfolio of commercial loans, maintaining strong client relationships while mitigating risk exposure for the organization.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Assisted in the development and implementation of new software tools for improved efficiency and accuracy in the credit assessment process.
- Developed key relationships with clients, providing exceptional service and fostering long-term partnerships.
- Increased customer satisfaction scores by promptly addressing concerns and resolving issues related to credit products.
- Implemented robust monitoring systems to track performance metrics of existing loans, identifying areas requiring attention or intervention.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Monitored accounts for signs of fraud and non-payment issues.
- Attended ongoing professional training to facilitate accurate and productive credit management.
- Monitored client abilities and account information to determine appropriate credit approval decisions.
- Managed account data and verified information with clients, past creditors and other involved parties.
- Kept records of customers' charges and payments.
Education
Bachelor Of Accountancy -
University Of Zambia
Lusaka, 0912.2022
ZICA Licentiate - Accountancy
Zambia Institute Of Charted Accountancy
Lusaka12.2016
Skills
- Active listening
- Adaptability
- Attention to detail
- Communication
- Computer
- Critical thinking
- Customer Service
- Management
- MS Office
- Organization
- Problem solving
- Planning and coordination
- Teamwork
- Analytical skills
- Research skills
- Self discipline
- Self motivated
- Accounting and bookkeeping
- Accounts Payable and Receivable
- Bank Reconciliation
- Bookkeeping
- Account Reconciliation
- Accounts Payable
- Financial Statements
- Financial Reporting
- Payroll Processing
- Cash Flow analysis
- General Ledger Entries
- Tax Preparation
- Account reconciliation processes
- General Ledger Management
- Payroll Administration
- Management accounting
- General ledger accounting
- Financial Analysis
- Tax Return Filing
- MS Office Suite
- Invoice balancing
- Customer Relations
- Cash Flow Management
- Financial Management
- Data inputting
- Finance
- Cost accounting
- Payroll Management
- Financial Auditing
- Account reconciliation specialist
- Auditing
- Quickbooks
- Administrative Support
- Variance Analysis
- ERP systems proficiency
- Financial statements expertise
- Budget Analysis
- Funds Management
- Tax accounting specialization
- GAAP Accounting
- Fixed Asset Management
- Auditing procedures
- Internal Controls
- Tax law understanding
- IFRS familiarity
- Financial Planning
- Project Accounting
- Superior attention to detail
- Revenue Recognition
- Business Tax Planning
- Strategic Planning
- Regulatory Compliance
- Fiscal budgeting knowledge
- GAAP understanding
- Statutory Reporting
- Grant Management
- Nonprofit Accounting
- Certified Public Accountant (CPA)
- Bookkeeping and Reconciliation
- Accounting Software Systems
- Tax Return Preparation
- Financial Data Analysis
- Accounting Records Analysis
- Financial Statements Review
- Financial records review
- Team Collaboration
- Critical Thinking and Analysis
- Records Maintenance
- Accounting Principles
- Balance sheets
Accomplishments
- Increased profits by 50% without reducing customer satisfaction rates.
- Handled and resolved the largest Number of reporting discrepancies in one year after joining copperbelt nursing polytechnic ltd.
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Documented and resolved customer balances which led to increased cash inflow for the institution.
- Because of Good credit rating the company is now able to enter in to MOUs with other companies for example employee schemes.
- Managed to help the institution procure a loan from the bank for purchase building premises.
- Designed specific reports for management to understand the performance of the institution at a glance.
- Designed specific reports for management to understand the performance of the institution at a glance.
- Managed to improve on the financial record keeping.
- Devised strategies to have fees collected on time and hence improved collection rate to 95% every semester.
- Managed to clear the arrears for ZRA which were outstanding for long.
- Achieved timely processing of documentation by introducing an accounting package called pastel sage for inventory tasks such as loading slips,delivery notes,goods received notes.
Languages
English
Bemba
Personal Information
- Date of Birth: 10/14/85
- Gender: Male
- Nationality: Zambian
References
Education Manager, Copperbelt Nursing Polytechnic, +260977747261, lynettehampande@gmail.com
Hobbies and Interests
- Gardening
- Marketing
- Reading
- Travel
Affiliations
- ZICA-Zambia Institute Of Chartered Accountants
Timeline
STOCK ACCOUNTANT
UNITED CAPITAL FERTILIZER LTD
05.2023 - 12.2023
ACCOUNTANT & ADMINISTRATOR
COPPERBELT NURSING POLYTECHNIC
07.2018 - Current
CREDIT OFFICER
CETZAM FINANCIAL SERVICES PLC
07.2009 - 12.2012
Bachelor Of Accountancy -
University Of Zambia
ZICA Licentiate - Accountancy
Zambia Institute Of Charted Accountancy
Similar Profiles
Ann Green (Martinello)Ann Green (Martinello)
Faculty Professor at Seneca Polytechnic Nanji Foundation School of NursingFaculty Professor at Seneca Polytechnic Nanji Foundation School of Nursing
Pauline Mahy MukandilaPauline Mahy Mukandila
Part-time Honorary Lecturer at Copperbelt Medical University (CBU)Part-time Honorary Lecturer at Copperbelt Medical University (CBU)
Matimba Molly ChilalaMatimba Molly Chilala
Curriculum Developer at The Copperbelt UniversityCurriculum Developer at The Copperbelt University