Elina Chipungu
Lusaka
Summary
Results-driven Strategy Specialist with a diverse background in Banking, Fintech, Pensions, and Securities. Proficient in Financial Management, Financial Reporting, and Strategic Planning. Holds a Master's in Accounting and Finance. Dedicated to propelling growth through strategic cross-functional teamwork.
Overview
9
9
years of professional experience
Work History
Strategy Specialist (CEO's Office)
Zambia National Commercial Bank (ZANACO)
03.2025 - Current
- Tracking and monitoring the execution of the Banks initiatives across business units to ensure alignment with corporate objectives.
- Designing and maintaining KPI dashboards and providing real time insights into the progress of strategic initiatives.
- Preparation of monthly and quarterly reports
- Inform business decisions with data-driven recommendations based on financial modeling and analysis.
- Analyze market trends, competitors, and internal data to drive strategic decision-making.
- Creation of business cases to support strategic decisions, resource allocation and risk assessment.
- Conducting financial modelling and scenario analysis to assess viability of strategic initiatives.
- Financial forecasting to evaluate the outcome of projects and new initiatives.
- Utilising business intelligence tools to track financial performance against strategic initiatives.
- Preparing high quality presentations for internal and external stakeholders.
Business Planning and Reporting Manager
MTN Zambia
01.2022 - 03.2025
- Formulate business plans that drive business growth through set financial targets.
- Financial Planning and target setting in line with the Companies strategic objectives
- Analysis of monthly performance against budget targets and conduct variance analysis
- Preparation of periodic forecasts and rolling budgets
- Financial and Regulatory reporting in line with IFRS guidelines
- Preparation of Financial Statements and Management Accounts,
- Preparation of business performance reports on revenue trends ,cash flow analysis, cost trends and variance analysis
- Spearhead analysis of the Balance sheet and working capital management
- Conduct regular market assessments on Fintech Entities to stay current on trends
- Identify risks associated with the business in accordance with regulatory guidelines and set plans to counter these risks.
Investment Research Manager
Prudential Pensions Management
01.2021 - 12.2021
- Preparation of research reports based on industry trends for investment making decisions.
- Preparation of monthly and quarterly reports on the performance of the investments and portfolios under management.
- Preparation of monthly economic reports for senior management decision making.
- Formulation and implementation of policies to stay update with trends in line with continuous regulatory changes.
- Preparation of fixed income and equity research reports for senior management decision making.
- Preparation of quarterly board reports.
Investment Associate
Pangaea Securities
04.2019 - 12.2020
- Financial modelling and valuation -Valuations for Tier 1 Commercial Bank in Zambia.
- Led the team in closing Merger and Acquisition deal for a Tier 1 Commercial Bank in Zambia.
- Set Investment policies derived from data analysis.
- Reporting of business financial performance, identification of risks involved and mitigation of risks.
- Carry out deal structuring and financial planning (valuation and forecasts)-financial planning for Companies Listed on the Lusaka Stock Exchange (LuSE).
- Preparation of extensive equity and valuation of reports in the Fintech industry.
- Preparation of presentations on the banking and insurance sector in Zambia.
- Financially assess the performance of equities listed on the Lusaka Securities Exchange (LuSE), bonds, and other types of investment for the purpose of advisory services.
- Prepared equity research reports for Companies in the Banking, Energy and Manufacturing sector.
- Prepared quarterly economic reports to keep track on the macro-economic environment.
- Prepared prospectuses for IPO Transactions.
- Staying abreast with regulations and Industry trends
Fund Accountant
Apex Funds
06.2018 - 12.2018
- Worked as part of the offshore funds finance team to ensure month end closure
- Acquired extensive knowledge on use of Bloomberg Terminal HP Function.
- Preparing daily payments, bid portfolios and valuation of funds.
- Assisting clients with administrative solutions and management of private equity funds.
Auditor
Grant Thornton
01.2016 - 12.2016
- Worked as part of a professional audit team with clients based in different industries such as Banks, Pensions and Manufacturing to ensure compliance with established internal control systems.
- Assisted in carrying out substantive audit procedures such as asset verification, stock control and bank reconciliations to ensure completeness, accuracy, and verification of Financial Statements.
- Completing audit work papers by documenting results of audit tests on the organizations software.
- Worked efficiently during busy periods to ensure client deadlines were met
Education
ACCA -
Association of Chartered Certified Accountants
12.2024
Master of Science - Accounting and Finance
BPP University
01.2018
Bachelor of Science - Accounting and Finance
Anglia Ruskin University
01.2016
Skills
- Budgeting and Forecasting
- Financial Reporting
- Presentations and proposals
- Market and competitive analysis
- Analytical and Problem solving
- Project Management
- Strategic Planning
- Critical Thinking
- Communication skills
- Detail Oriented
- Leadership
- IT Skills
Awards
Leadership excellence award at MTN Mobile Money, Best Reporting and Planning Team in Africa at MTN Mobile Money, Employee of the year at Pangaea Securities
Timeline
Strategy Specialist (CEO's Office)
Zambia National Commercial Bank (ZANACO)
03.2025 - Current
Business Planning and Reporting Manager
MTN Zambia
01.2022 - 03.2025
Investment Research Manager
Prudential Pensions Management
01.2021 - 12.2021
Investment Associate
Pangaea Securities
04.2019 - 12.2020
Fund Accountant
Apex Funds
06.2018 - 12.2018
Auditor
Grant Thornton
01.2016 - 12.2016
Master of Science - Accounting and Finance
BPP University
Bachelor of Science - Accounting and Finance
Anglia Ruskin University
ACCA -
Association of Chartered Certified Accountants
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