Frank Zulu
Lusaka
Summary
Analytical and reliable Economist possessing 1year+ years of experience in financial sector, as a Risk Assessor and Mitigation Officer, Credit analyst and Data entry clerk, with the credibility to Analyze Asymmetric Information. Known for high productivity and efficient task completion. Specialized in quantitative analysis, economic modeling, and policy impact assessment. Excel in critical thinking, problem-solving, and communication, ensuring clear interpretation and presentation of complex economic data.
Overview
1
1
year of professional experience
1
1
Certification
Work History
Junior Management, Sales Consultant & Senior Credit Controller
POWER KWACHA. (MICRO FINANCE)
02.2024 - Current
- Supervisor for both Customer Care and Credit review departments.
- Credit risk management and implementations
- Bill Processes and Management.
- Zynle and Kazang Merchants Pay Transaction Trace for Discrepancy and Escalations.
- Conducted market research to identify new business opportunities.
- Generated daily reports on sales activities for management review.
- Analyzed credit reports and appraisals to determine borrower eligibility.
- Processed loan modifications, renewals, and extensions as requested by customers.
- Responded to customer inquiries regarding their loan status or other issues.
- Maintained accurate records of all loans processed and updated database accordingly.
- Utilized loan processing software to manage and track loan progress efficiently.
- Established credit limits and grant extensions of credit on overdue accounts.
Middle Officer & Credit Controller
MWACHANGU LENDING ENTERPRISE (MICRO-FINANCE)
05.2023 - 11.2023
- Soft Loans analyst
- Business and Collateral based loans credibility analyst
- Bill Processes and Management
- Credit Controller and System Data Entry Clerk.
- Assert Evaluator and Loan Credibility.
- Advertising Loan Products give clients first-hand Information about the Companies Services
- Transaction discrepancy tracing skills.
- Monitored all operations for potential security risks and threats.
- System Data Entry Clerk
- Drafted reports outlining findings from investigations and recommending corrective action.
- Analyzed data trends related to customer feedback surveys in order identify areas needing improvement.
Education
Bachelor of Arts - Economics
Cavendish University Zambia
LUSAKA01-2023
12 'O' Level Certificate -
Chizongwe Technical High School
01.2017
Some College (No Degree) - Finance And Accounting
Nsanje Hills Institute. Accredited By TEVETA
LusakaCertificate in Computer Literacy - Microsoft Office - Debt I finance Economics
Skills
- Loss Prevention Programs
- Quantitative Analysis
- Risk advisory
- Risk mitigation strategies
- Customer Relationship Management
- Lead Generation
- Account Reconciliation
- Loan Processing
- Risk management assessments
- Loan Servicing
- Credit analysis
- Loan file review
- Loan Closing
- Financial Data Analysis
Certification
- Certificate in Computer Literacy - Microsoft Office(Exel) | Finance and Accounting
- Certificate in Computer Literacy - Microsoft Office | Debt I finance Economics Certificate
Affiliations
ECONOMICS ASSOCIATION OF ZAMBIA (EAZ)
References
YONAS, CHENGH, C.E.O, yonaschengh@gmail.com,
Power Kwacha lending and Mwachangu Lending (ZMLoans)
contact: +86 138 7156 8390,
PRINCE, HODALOR, Assistant Manager, hodalorzambia@gmail.com,
Mwachangu Lending Enterprise,
Contact: +233243984046,
TAONGA, SIMWAKA, Hod, tsimwaka@cavendish.co.zm,
School of Business, Information and Technology,
Contact: +260 977 164 725,
Timeline
Junior Management, Sales Consultant & Senior Credit Controller
POWER KWACHA. (MICRO FINANCE)
02.2024 - Current
Middle Officer & Credit Controller
MWACHANGU LENDING ENTERPRISE (MICRO-FINANCE)
05.2023 - 11.2023
Bachelor of Arts - Economics
Cavendish University Zambia
12 'O' Level Certificate -
Chizongwe Technical High School
Some College (No Degree) - Finance And Accounting
Nsanje Hills Institute. Accredited By TEVETA
Certificate in Computer Literacy - Microsoft Office - Debt I finance Economics
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