Summary
Overview
Work History
Education
Skills
Certification
References
Accomplishments
Personal Information
Leadership Traits
Timeline
Generic

Jay Milambo

Lusaka West

Summary

Branch Manager with exceptional drive and dedication to accomplishing business objectives and exceeding customer expectations. 11+ year history of success in Branch Operations Management. Seasoned leader with 9 years of experience overseeing day-to-day operations of branch. Committed to finding creative ways to motivate employees to exceed customer service and sales goals. Enthusiastic Team Leader experienced in leading branch staff to exceed sales goals while delivering excellent customer service.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Branch Manager

Zambia Industrial Commercial Bank
Luangwa
09.2024 - Current
  • Overseeing all branch operations, planning, budgeting & cash management, marketing, reporting, and branch profitability.
  • Training and career development of branch staff
  • Anti-money laundering tasks
  • Ensure high level efficiency and customer service delivery.
  • Ensuring fulfillment of quantitative and qualitative targets

Head of Retail Business

AB Bank Zambia
Lusaka
12.2020 - 10.2023
  • Branch supervision
  • New product development and stakeholder management
  • Risk management and control
  • Deposit, Insurance, Micro & Agro credit strategic management
  • Productivity and efficiency enhancement management
  • Budgeting, performance monitoring and review

Branch Manager

AB Bank Zambia
Lusaka
01.2019 - 11.2020
  • Overseeing all branch operations, planning, budgeting & cash management, marketing, reporting, and branch profitability.
  • Training and career development of branch staff
  • Anti-money laundering tasks
  • Ensure high level efficiency and customer service delivery.
  • Ensuring fulfillment of quantitative and qualitative targets

Credit Supervisor

AB Bank Zambia
Lusaka
03.2016 - 12.2019
  • Ensuring fulfillment of quantitative and qualitative targets for a group of Loan Officers and Recovery Officers, as set by the department.
  • Responsible for Loan Officer compliance and training
  • Cross-selling banking services products as well as deposit mobilization

Loan Officer

AB Bank Zambia
Lusaka
10.2013 - 02.2016
  • Creating and managing own loan portfolio
  • Risk management and loan analysis
  • Monitoring and enforcing repayments
  • Fulfilling targets as set by the Credit departments.

Education

Bachelor of Business Administration -

Cavendish University
01.2024

Advanced Diploma - Computer Systems Engineering and Hardware Maintenance

Zambia Institute of Management
01.2010

Skills

  • MSME Finance
  • Credit Risk Management
  • Performance Management
  • Project management
  • Skilled in negotiations
  • Consensus building
  • Dialogue
  • Networking collaboration techniques

Certification

Association of Business Managers and Administrators (ABMA) UK

References

  • George Mhango, Head of SME and Corporate Banking, george.mhango@abbank.co.zm, AB Bank Zambia, +260 977212177
  • Mr. Sam Goma, Cluster Credit Head - Retail Banking, sam.goma@sc.com, Standard Charted Bank Zambia, +260 977366191
  • Mr. Addie Liempe, Country Coordinator, Liempaddie1@gmail.com, World Bank, +260 977828730

Accomplishments

  • Business restructure
  • Specialization of tasks between sales, loan analysis, and portfolio management increased productivity by 20%
  • Improved client attraction and retention through the DSA concept by 20%
  • Reduced paperwork by 50% and reduced missing loan files to zero due to recovery requests
  • Increased LO productivity of 15%
  • Improved loan processing time from 8 days to 3 days
  • Achieved 50% loan automation for repeat loans
  • Improved the nonperforming loans (PAR) to 3% from 5%

Personal Information

  • Date of Birth: 04/15/86
  • Nationality: Zambian
  • Marital Status: Married

Leadership Traits

  • Strong emphasis on teamwork and team development
  • Strong interpersonal skill
  • Good communication skills

Timeline

Branch Manager

Zambia Industrial Commercial Bank
09.2024 - Current

Head of Retail Business

AB Bank Zambia
12.2020 - 10.2023

Branch Manager

AB Bank Zambia
01.2019 - 11.2020

Credit Supervisor

AB Bank Zambia
03.2016 - 12.2019

Loan Officer

AB Bank Zambia
10.2013 - 02.2016

Bachelor of Business Administration -

Cavendish University

Advanced Diploma - Computer Systems Engineering and Hardware Maintenance

Zambia Institute of Management
Jay Milambo