JOE CHUNGA
Lusaka
Summary
Finance and Administration professional with over 12 years of progressive experience in accounting, financial management, and administration within import and export businesses. Proven ability to lead finance teams, prepare statutory and management reports, optimize cash flows, and ensure compliance with tax and labor regulations. Recognized for driving operational efficiency, fostering strong auditor and regulator relationships, and aligning financial strategy with business growth.
Overview
14
14
years of professional experience
Work History
Finance and Administration Manager
DO&TO Import and Export Limited
01.2020 - 07.2025
- Reported directly to the Board of Directors, ensuring financial transparency and compliance with accounting standards.
- Prepared Annual Financial Statements, Management Accounts, and statutory reports for informed decision-making.
- Coordinated annual budgets and cash flow forecasts, enhancing financial planning and operational control.
- Reviewed and approved customer credit limits, minimizing financial risks and improving cash flow.
- Oversaw payroll for 20+ employees, ensuring accurate and timely salary payments.
- Approved statutory obligations (NAPSA, NHIMA, PAYE, Workers Compensation) to maintain full compliance.
- Streamlined logistics by scheduling weekly delivery dispatches, improving supply chain efficiency.
- Collaborated with external auditors and government bodies, ensuring smooth audits and regulatory compliance.
- Contributed to workforce planning and staff welfare initiatives, strengthening employee well-being and morale.
Accounts & Administration Manager
DO&TO Import and Export Limited
01.2016 - 12.2019
- Evaluated new customer accounts and approved credit facilities, reducing exposure to cash flow risks.
- Managed payroll for 20+ employees, ensuring compliance with company policies and labor laws.
- Supervised statutory payments (NAPSA, NHIMA, PAYE, Workers Compensation) to avoid penalties.
- Oversaw warehouse and logistics operations, including weekly dispatch planning.
- Conducted workforce planning and recruitment recommendations based on operational needs.
- Maintained strong auditor and regulator relations for seamless inspections and audits.
- Promoted employee wellness and organizational culture for improved performance.
Bookkeeper
DO&TO Import and Export Limited
08.2013 - 12.2015
- Recorded and reconciled daily financial transactions, ensuring accuracy and compliance.
- Produced monthly bank reconciliations to detect errors and prevent fraud.
- Filed statutory returns (VAT, PAYE, etc.), maintaining good standing with authorities.
- Maintained detailed financial records supporting audits, budgeting, and decision-making.
Bookkeeper
Zensof Investments Limited
03.2012 - 07.2013
- Recorded and reconciled daily financial transactions, ensuring accuracy and compliance.
- Produced monthly bank reconciliations to detect errors and prevent fraud.
- Filed statutory returns (VAT, PAYE, etc.), maintaining good standing with authorities.
- Maintained detailed financial records supporting audits, budgeting, and decision-making.
- Maintained and disbursed petty cash
- Maintained timesheet records for all employees
- Prepared payments plans for all Suppliers
Part-Time Accountant
TS Tyre Services Limited
01.2019 - 12.2025
- Prepared Annual Financial Statements in compliance with accounting standards.
- Compiled Management Accounts (monthly/quarterly) to monitor profitability and efficiency.
- Developed budgets and cash flow forecasts in collaboration with departments.
- Conducted weekly General Ledger reviews to ensure accuracy and detect discrepancies early.
- Reviewed financial and tax compliance, filing statutory returns and avoiding penalties.
- Concurrent Role
Part-Time Accountant
Titan Import and Export Limited
01.2021 - 12.2025
- Prepared Annual Financial Statements in compliance with accounting standards.
- Compiled Management Accounts (monthly/quarterly) to monitor profitability and efficiency.
- Developed budgets and cash flow forecasts in collaboration with departments.
- Conducted weekly General Ledger reviews to ensure accuracy and detect discrepancies early.
- Reviewed financial and tax compliance, filing statutory returns and avoiding penalties.
- Concurrent Role
Part-Time Accountant
Vuumi Farms
12.2024 - 12.2025
- Prepared Annual Financial Statements in compliance with accounting standards.
- Compiled Management Accounts (monthly/quarterly) to monitor profitability and efficiency.
- Developed budgets and cash flow forecasts in collaboration with departments.
- Conducted weekly General Ledger reviews to ensure accuracy and detect discrepancies early.
- Reviewed financial and tax compliance, filing statutory returns and avoiding penalties.
- Concurrent Role
Education
CA Professional Advisory in Accounting - CA
Zambia Institute of Chartered Accountants (ZICA)
08-2024
Chartered Global Management Accountant - CGMA
Chartered Institute of Management Accountants (CIMA)
11-2024
Skills
- Proficient in IFRS and local regulations
- Budgeting & Forecasting
- Payroll & Statutory Compliance
- Credit Control & Risk Management
- Tax Compliance (PAYE, NAPSA, NHIMA, VAT, Workers Compensation)
- Audit & Regulatory Liaison
- Logistics & Supply Chain Support
- Staff Management & Workforce Planning
- ERP/Accounting Software (specify: eg, Pastel, QuickBooks, Sage)
References
Available on request.
Timeline
Part-Time Accountant
Vuumi Farms
12.2024 - 12.2025
Part-Time Accountant
Titan Import and Export Limited
01.2021 - 12.2025
Finance and Administration Manager
DO&TO Import and Export Limited
01.2020 - 07.2025
Part-Time Accountant
TS Tyre Services Limited
01.2019 - 12.2025
Accounts & Administration Manager
DO&TO Import and Export Limited
01.2016 - 12.2019
Bookkeeper
DO&TO Import and Export Limited
08.2013 - 12.2015
Bookkeeper
Zensof Investments Limited
03.2012 - 07.2013
CA Professional Advisory in Accounting - CA
Zambia Institute of Chartered Accountants (ZICA)
Chartered Global Management Accountant - CGMA
Chartered Institute of Management Accountants (CIMA)
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