Summary
Overview
Work History
Education
Skills
Timeline
Accomplishments
Affiliations
Generic
Martina-Jane Phiri

Martina-Jane Phiri

Lusaka

Summary

Analytical and dedicated Financial Services professional with 10+ years of experience in Banking, Microfinance and Venture Capital, coupled with specialized expertise in Writing Bankable Climate Finance proposals and Green Investment Strategies. Skilled in Credit analysis, Financial analysis, with a successful track record of Business Development Services for SMEs. A reliable and detail-oriented professional, with a proven ability to deliver results in fast-paced, high-pressure environments. Eager to leverage this extensive experience and knowledge to develop bankable business cases in support of climate change adaptation and mitigation.

Overview

10
10
years of professional experience

Work History

Principal/Senior Credit Analyst

wCap
2023 - Current

PRINCIPAL

  • Develop a strong pipeline of investment opportunities in Southern Africa as well as build strong sourcing referral networks.
  • Conduct thorough technical, business, and market due diligence.
  • Work closely with the rest of the team to help in investment structuring, negotiation, documentation, and execution.
  • Provide value-added oversight of investments and management support, collection / monitoring of key performance indicators, technical analysis and strategy, business development and lead generation, introductions/connections, and fundraising support.
  • Foster relationships with global companies in appropriate markets to help facilitate value creation within the portfolio.
  • Manage relationships with peer investors, corporations, and banks for post-investment support, with a focus on preparation for and execution of company exits.
  • Represent wCap publicly at conferences, events, and working groups as needed.
  • Engage with policy experts, technical experts, and industry trade groups to proactively develop knowledge resources and thought leadership.

SENIOR CREDIT ANALYST

  • Conducting in-depth financial analysis and risk assessment for potential borrowers, evaluating creditworthiness, identifying risks (market, operational, and industry-related), and determining suitable loan terms and limits.
  • Demonstrated expertise in preparing precise credit proposals and recommendations for senior management, emphasizing key risks, mitigation strategies, and loan structures. Proficient in ongoing credit monitoring, tracking essential financial metrics, and ensuring strict compliance, with a strong focus on financial analysis skills.


Trade Finance Executive (Freelance))

Euro Exim Bank
03.2023 - 08.2023
  • Facilitated international trade finance transactions, mitigating various risks, and building customized solutions for customers while ensuring compliance with regulations and internal policies.
  • Implemented innovative strategies to drive customer acquisition and boost revenue.

Managing Director

Fortis Cash Express
09.2021 - 12.2022
  • Raised funds and managed investor/stakeholder relationships while leading operational optimization efforts for increased efficiency and cost savings.
  • Spearheaded the development and implementation of a new sales process, resulting in a 20% increase in sales, and established company-wide policies and procedures to ensure regulatory compliance while driving customer acquisition and revenue growth through innovative strategies.

Relationship Officer

Atlas Mara
02.2018 - 01.2021
  • Efficiently managed loan origination, including application preparation, compliance, client relationships, credit analysis, and performance monitoring for an average of 10-15 loans per month.

Customer Service Representative

Finance Bank
03.2014 - 04.2015
  • Collaborated in a team to promptly and accurately address customer inquiries and professionally handle complaints and inquiries, fostering positive customer relationships, and providing valuable feedback to management on service issues.

Education

Commercial Banking And Credit Analysis -

Corporate Finance Institute

Agriculture Lending

Corporate Finance Institute

Financial Modelling And Valuation Analysis -

Corporate Finance Institute

Bachelor of Arts - Development Studies

University of Lusaka

Business Management -

Evelyn Hone College

Skills

  • Enterprise Development
  • Risk Assessment
  • Financial Modelling
  • Agricultural Lending
  • Credit Analysis and Management
  • Planning, administration, organising and prioritising
  • Climate Finance and Bankable proposal writing

Timeline

Trade Finance Executive (Freelance))

Euro Exim Bank
03.2023 - 08.2023

Managing Director

Fortis Cash Express
09.2021 - 12.2022

Relationship Officer

Atlas Mara
02.2018 - 01.2021

Customer Service Representative

Finance Bank
03.2014 - 04.2015

Principal/Senior Credit Analyst

wCap
2023 - Current

Commercial Banking And Credit Analysis -

Corporate Finance Institute

Agriculture Lending

Corporate Finance Institute

Financial Modelling And Valuation Analysis -

Corporate Finance Institute

Bachelor of Arts - Development Studies

University of Lusaka

Business Management -

Evelyn Hone College

Accomplishments

  • Served Judge and Pitch Feedback Evaluator for SMEs at the Zambia Impact Investment Summit, providing valuable feedback and scoring presentations for multilateral investor readiness.
  • Certified as a trainer under Green Climate Fund standards, enabling the dissemination of essential knowledge and skills in climate finance and bankable proposal writing.

Affiliations

CHAIRPERSON - Parents Teachers Association

CHIMILUTE TRUST ACADEMY

SEPTEMBER 2023 - Present

SECTOR: Education

As the Chairperson of the Parents-Teachers Association at Chimilute Trust Academy, I play a pivotal role in fostering collaboration and communication between parents, teachers, and school administration to enhance the educational experience for all students. My responsibilities include Leadership, Advocacy, Communication, Project Management, Collaboration, Budget Oversight, Parent Engagement, Educational Enhancement and Collaborative Partnerships.

Martina-Jane Phiri