MODERN CHABALENGE
Lusaka
Summary
Strategic Finance Professional with an MSc in Accounting & Finance and a BSc in Accountancy & Finance, with over five years of experience across finance, accounting, investments, and insurance. Expertise in financial management, reporting, analysis, budgeting, forecasting, investment oversight, and internal controls. Proven ability to translate financial data into strategic insights, strengthen financial performance, manage risk, and support executive decision-making. Strong leader and stakeholder manager committed to governance, compliance, operational efficiency, and sustainable business growth.
Overview
6
6
years of professional experience
Work History
ACCOUNTANT
Klapton Insurance Zambia
11.2023 - Current
- Prepared accurate management accounts, financial statements, and monthly expenditure reports in accordance with accounting standards.
- Posted journals, accruals, and prepayments accurately to ensure timely and complete month-end financial reporting.
- Assisted in the preparation, monitoring, and control of departmental budgets while ensuring compliance with approved budget lines.
- Performed daily reconciliations of bank accounts, Accounts Receivable (AR), Accounts Payable (AP), and General Ledger accounts, investigating and resolving reconciling items promptly.
- Processed statutory obligations including PAYE, NAPSA, NHIMA, VAT, and Withholding Tax, ensuring full compliance with statutory requirements and filing deadlines.
- Prepared weekly, monthly, and annual cash flow reports and forecasts to support liquidity planning and financial decision-making.
- Executed supplier payments using the three-way matching process, processed administrative expenses, and prepared monthly accounts payable ageing schedules.
- Managed premium income by ensuring accurate invoicing in Sage, validating premium postings, monitoring income deferrals (IPL), calculating PIA levies, and recognizing other income including staff loan interest, bank interest, and premium debt recoveries.
- Managed debt collection activities by preparing debtors' ageing reports, following up outstanding balances, and developing weekly collection and payment plans to improve cash collections.
- Maintained the fixed asset register by overseeing asset tagging, classification, depreciation, and location tracking to safeguard company assets.
- Processed payroll accurately and reconciled staff and agent debtor accounts to ensure accurate employee payments and recoveries.
ASSISTANT ACCOUNTANT - FIXED ASSETS/ DEBTORS AND BANK RECONCILIATION
Prudential Life Assurance Zambia
08.2020 - 10.2023
- Maintenance of fixed assets Register and Tagging of all fixed assets.
- Staff/Agents debtor's reconciliation & Processing of Admin, supplier payments.
- Prepare monthly fixed asset register report on depreciation.
- Timely and accurate preparation of bank reconciliations.
- Processing of Nhima, PAYE, NAPSA and WHT.
- Paying claims include, HCP Claims, Health Refunds, and updating of TAT Report (payments track).
- Prepare a monthly payables aged analysis schedule and other payables reports.
- Accurate filling of documentation to support audits.
- Handling bank correspondence.
- Petty cash management and tender money related matters.
- Posting of receipts in pastel accounting system daily.
- Ensuring that all the branches send manual receipts for pastel receipts.
- Timely and accurate preparation of all receipt summaries & banking reports daily.
- Reconcile all General ledger accounts weekly.
Education
Master of Science - Accounting & Finance
University of Zambia
05.2026
Bachelor of Science - Accountancy
University of Lusaka
10.2018
Diploma - Accounting Technician (ATD)
National Institute of Public Administration
09.2019
Skills
- Financial Accounting
- Risk Management
- Cost and Budget Forecasting
- Financial Administration
- Account Reconciliation
- Strategic Planning
- Business Development
- Data Analysis
Affiliations
- Zambia Institute of Chartered Accountants, LZICA-L012492
- Association of Certified Chartered Accountants, ACCA
Passport
ZN594920
Personal Information
Driving License: Class B
Professional Development
- ZICA Annual General Meeting, 2024, 2025, 2026
- IFRS update training workshop, Zambia Institute of Chartered Accountants, 2026
Languages
- English
- Bemba
- Nyanja
Timeline
ACCOUNTANT
Klapton Insurance Zambia
11.2023 - Current
ASSISTANT ACCOUNTANT - FIXED ASSETS/ DEBTORS AND BANK RECONCILIATION
Prudential Life Assurance Zambia
08.2020 - 10.2023
Diploma - Accounting Technician (ATD)
National Institute of Public Administration
Bachelor of Science - Accountancy
University of Lusaka
Master of Science - Accounting & Finance
University of Zambia