Summary
Overview
Work History
Education
Skills
Certification
Timeline
Mwangala  Nawa

Mwangala Nawa

Mongu

Summary

A dynamic professional with a proven track record at Whence Financial Services, I excel in loan structuring and fostering strong client relationships. Leveraging effective communication and risk evaluation skills, I significantly enhanced client retention and exceeded sales goals. Committed to continual improvement and teamwork, I thrive in fast-paced environments, driving financial success and customer satisfaction.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Loan Consultant

Whence Financial Services
05.2023 - Current
  • Increased client retention rates by offering exceptional service and fostering strong relationships.
  • Assisted clients in securing loans by providing personalized guidance and identifying suitable products.
  • Exceeded sales goals through proactive networking and lead generation initiatives.
  • Interviewed prospective customers to discuss financial goals and means surrounding Type loans.
  • Built positive relationships with customers by offering best financing and product options for Type loans.
  • Managed a diverse portfolio of loans, ensuring compliance with company policies and industry regulations.
  • Consulted with customers using positive communication and active listening skills, offering sound feedback and answering critical questions with effective solutions.
  • Negotiated favorable loan terms on behalf of clients, leveraging strong communication skills and industry expertise.
  • Reduced loan application errors, implementing strict quality control measures for document verification.
  • Handled paperwork and moved between customers and lending institutions to smoothly resolve any concerns.
  • Conducted comprehensive financial analyses to determine borrower eligibility for various loan programs.

Assistant Manager

Izwe Loans
01.2023 - 05.2023
  • Supervised day-to-day operations to meet performance, quality and service expectations.
  • Maintained a clean, safe, and organized store environment to enhance the customer experience.
  • Developed strong working relationships with staff, fostering a positive work environment.
  • Monitored cash intake and deposit records, increasing accuracy, and reducing discrepancies.
  • Oversaw daily cash reconciliations, ensuring accurate financial reporting and minimizing discrepancies.
  • Improved customer satisfaction by addressing and resolving complaints promptly.
  • Offered hands-on assistance to customers, assessing needs, and maintaining current knowledge of consumer preferences.
  • Completed regular inventory counts to verify stock levels, address discrepancies, and forecast future needs.
  • Mentored junior staff members in their professional development by offering guidance/support in their assigned roles.
  • Collaborated with the management team to develop strategic plans for business growth and improvement.
  • Promoted teamwork within the workplace by encouraging collaboration among staff members on various project tasks.
  • Enforced company policies consistently while handling disciplinary actions when necessary with fairness and respect.
  • Facilitated clear communication between employees and upper management through regular meetings and updates.
  • Boosted employee morale by recognizing outstanding performance and celebrating team accomplishments.

Supervisor

Census
06.2022 - 09.2022
  • Oversaw daily operations of the department, ensuring smooth workflow and timely completion of tasks.
  • Applied strong leadership talents and problem-solving skills to maintain team efficiency and organize workflows.
  • Improved customer satisfaction with timely response to inquiries, addressing concerns, and finding effective solutions.
  • Increased team productivity by implementing efficient workflows and setting clear expectations for staff members.
  • Resolved conflicts among team members promptly, maintaining a harmonious working environment conducive to productivity.
  • Enhanced communication within the team by holding regular meetings and encouraging open dialogue among all members.
  • Identified operational inefficiencies and implemented corrective measures to increase effectiveness.

Sales Officer

Topstar
09.2017 - 12.2019
  • Enhanced customer satisfaction with timely follow-ups and personalized service.
  • Boosted sales performance by identifying and targeting high-potential leads.
  • Cultivated strong relationships, establishing trust and loyalty among clients.

Comtech Suppliers

Sale Director
02.2015 - 11.2017
  • Self-motivated, with a strong sense of personal responsibility.
  • Worked effectively in fast-paced environments.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.
  • Excellent communication skills, both verbal and written.
  • Worked well in a team setting, providing support and guidance.
  • Demonstrated respect, friendliness and willingness to help wherever needed.
  • Passionate about learning and committed to continual improvement.
  • Paid attention to detail while completing assignments.

Education

Diploma - ICT And Mathematics

Kasiya College of Education , Monze
09.2023

Skills

  • Loan structuring
  • Risk evaluation
  • Debt settlement
  • Consumer lending
  • Collateral valuation
  • Good interpersonal skills
  • Effective commucator
  • Loan processing
  • Credit assessment
  • Team player

Certification

Grade Twelve Certificate

Certificate in Secondary Diploma, ICT, and Mathematics

Timeline

Loan Consultant - Whence Financial Services
05.2023 - Current
Assistant Manager - Izwe Loans
01.2023 - 05.2023
Supervisor - Census
06.2022 - 09.2022
Sales Officer - Topstar
09.2017 - 12.2019
Comtech Suppliers - Sale Director
02.2015 - 11.2017
Kasiya College of Education - Diploma, ICT And Mathematics
Mwangala Nawa