Precious Mwewa Kanyesha
Lusaka
Summary
Detail-oriented and organized professional with a proven ability to assess needs and implement effective solutions. Dynamic leader dedicated to collaborating with colleagues to achieve corporate goals and objectives while fostering a team-oriented environment. Highly motivated and self-driven, thriving on challenges and consistently meeting deadlines. Adaptable and eager to learn new concepts, excelling in high-pressure situations and maintaining strong interpersonal relationships.
Overview
2026
2026
years of professional experience
Work History
Head Credit Operations
Access Bank
2024 - Current
- Loan Disbursements to customer accounts after credit administration does all the documentation.
- Ensuring personal loans and corporate loans are disbursed
- Ensuring that overdraft are maintained
- Ensuring that rates are maintained onto the system
- Training staff on loan disbursement processes
- Ensuring manual liquidation are treated onto customer accounts
- Ensuring Term and Time loans are booked
- Ensuring Corrections of wrongly booked staff advance are re-booked
Head Clearing, and Credit Operations
Access Bank
01.2022 - 01.2024
- Loan Disbursements to customer accounts after credit administration does all the documentation.
- Ensuring personal loans and corporate loans are disbursed
- Ensuring that overdraft are maintained
- Ensuring that rates are maintained onto the system
- Training staff on loan disbursement processes
- Ensuring manual liquidation are treated onto customer accounts
- Ensuring Term and Time loans are booked
- Ensuring Corrections of wrongly booked staff advance are rebooked
- Training staff in Cheque clearing process
- Training staff in DDAC clearing process
- Ensuring that the staff do technical verification of cheques daily for both inward (internal) and outward (external) cheques
- Ensuring staff capture customer outward clearing instructions to other banks and internal
- Ensuring bulk processing salaries are remitted to other banks and internal
- Ensuring cheque and DDAC unpaid are submitted timely to Bank Of Zambia
- Ensuring reconciliations for both cheques and DDACs are done without any outstanding balances
- Ensuring that the collections of processing charges are automated for customer instructions
- Ensuring that auto collection of unpaid penalties charges of bounced instruments on customer accounts
- Ensuring that direct debit collections are treated for third party service providers
- Transmission of DDAC and CICI files for Clearing via ACH Client (ZECHL)
Cheque Clearing Supervisor
Access Bank
2021 - 2022
- Timely submission of Credit Reference Bureau Reports
- Timely submission of the Bank of Zambia Return
- Reconciliation of DDAC and Cheque Suspense Accounts
- Conduct inductions for new employees
- Ensuring that all queries are resolved within 24 hours
- Transmission of DDAC and CICI files for Clearing via ACH Client (ZECHL)
- Ensuring that all Outward and Inward Cheques are processed
- Preparing Yufig Messages
- Confirm that all branch pay on run pay their clearing for the day
- Technical Verification of Head Office Inward Cheques
- Clearing NSF back office
- Attend to Branch and customer queries relating DDAC and Cheques
- Ensuring that all Outgoing and Incoming DDAC are processed
- Reconciliation of DDAC and Cheque General ledgers
- Balance the clearing schedule (Inwards, Outwards and Net Settlements)
- Work on assignments as per directive
- Prepare DDAC balancing reports
- Currently part of the Centralisation of Direct Debits (CDDM)
- Posting of external and internal salaries via payroll and individual transfers
Cheque Clearing Supervisor
Cavmont Bank Ltd
2017 - 2021
- Timely submission of Credit Reference Bureau Reports
- Timely submission of the Bank of Zambia Return
- Reconciliation of DDAC and Cheque Suspense Accounts
- Conduct inductions for new employees
- Ensuring that all queries are resolved within 24 hours
- Transmission of DDAC and CICI files for Clearing via ACH Client (ZECHL)
- Ensuring that all Outward and Inward Cheques are processed
- Preparing Yufig Messages
- Confirm that all branch pay on run pay their clearing for the day
- Technical Verification of Head Office Inward Cheques
- Clearing NSF back office
- Attend to Branch and customer queries relating DDAC and Cheques
- Ensuring that all Outgoing and Incoming DDAC are processed
- Reconciliation of DDAC and Cheque General ledgers
- Balance the clearing schedule (Inwards, Outwards and Net Settlements)
- Work on assignments as per directive
- Prepare DDAC balancing reports
- Currently part of the Centralisation of Direct Debits (CDDM)
- Posting of external and internal salaries via payroll and individual transfers
DDAC Clerk
Cavmont Bank Ltd
07.2015 - 06.2017
- Timely reconciliations of Suspense account and General Ledgers.
- Part of the team which was implementing system changes, Item Value Limit and EFT narration fields.
- Part of Branch Cavmont Junior Executive Committee.
- Ensuring that all DDAC queries are resolved within 24 hours
- Conducts Branch and Management training on Item Value Limit and EFT narration fields
Bulk Printer
Cavmont Bank Ltd
05.2014 - 06.2015
- Printing account statements for both corporate and personal bank accounts.
- Maintenance of reporting communication and other equipment’s
- Stationery Control
- Ad Hoc printing comprising of requesting from support services departments.
- Handling of Internal and External Mail
Reconciliation Clerk
Cavmont Bank Ltd
10.2013 - 05.2014
- Reconciling/confirming DDAC debits and credits to customer accounts.
- Prepare DDAC balancing reports.
- Recovering debited debits from customer accounts
Education
ACCA Skills Level - Accountancy and Business
Zambia Accountancy and Business Tuition Centre (ZABTUC)
Diploma - Accounting and Business
Zambia Accountancy and Business Tuition Centre (ZABTUC)
01.2013
Introductory Intermediate Certificate - Financial and Management Accountancy
Zambia Accountancy and Business Tuition Centre (ZABTUC)
01.2013
Senior Secondary Certificate -
Munali Girls High School
Lusaka01.2008
Skills
- Self-driven professional
- Strong interpersonal skills in team settings
- Adaptable to new environments
- Multi-tasking in high-pressure environments
- Problem-solving
- Time management
- Attention to detail
- Flexible and adaptable
- Critical thinking
- Computer skills
- Decision-making
- Problem resolution
Accomplishments
- Collaborated with the Access Bank and Atlas Mara Bank clearing teams to ensure a smooth transition during the merger of the two banks on the Flex-cube core banking system.
- Participated in the Access Bank and Cavmont Bank merger, entailing a shift from Phoenix to Flexcube core banking.
- Participated in the centralization of the Cavmont Banking clearing process which had previously been non-centralized. This aided in the successful move to Access Bank which also had a centralized clearing process.
- Supervised a team of nine staff members.
Timeline
Head Clearing, and Credit Operations
Access Bank
01.2022 - 01.2024
DDAC Clerk
Cavmont Bank Ltd
07.2015 - 06.2017
Bulk Printer
Cavmont Bank Ltd
05.2014 - 06.2015
Reconciliation Clerk
Cavmont Bank Ltd
10.2013 - 05.2014
Diploma - Accounting and Business
Zambia Accountancy and Business Tuition Centre (ZABTUC)
Introductory Intermediate Certificate - Financial and Management Accountancy
Zambia Accountancy and Business Tuition Centre (ZABTUC)
Head Credit Operations
Access Bank
2024 - Current
Cheque Clearing Supervisor
Access Bank
2021 - 2022
Cheque Clearing Supervisor
Cavmont Bank Ltd
2017 - 2021
ACCA Skills Level - Accountancy and Business
Zambia Accountancy and Business Tuition Centre (ZABTUC)
Senior Secondary Certificate -
Munali Girls High School
Hobbies and Interests
Reading, Traveling and Cooking
Language
Proficient in English, Bemba and Nyanja
References
Richard Chipimo, Mr, +2609677213712, Access Bank, Head Central Processing Centre, Lusaka, Zambia
Mbewe Fred (Mr), Cell: +260 977 645341, NATSAVE, Lusaka, Zambia
Renee Muchinga (Ms), Cell: +260 977 708260, Lusaka, Zambia
Khupiwe Lungu Mushota (Mrs), ABSA, Cell: +260 966 437952, Lusaka, Zambia
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