Richard Njobvu
Lusaka ,Zambia
Summary
Professional with extensive experience in financial analysis and investment strategies, successfully identifying trends to enhance client portfolios. Developed tailored financial plans that improved client satisfaction and retention, while collaborating with cross-functional teams to streamline processes and enhance operational efficiency. Proven ability to educate clients on financial solutions, resulting in stronger relationships and increased repeat business opportunities. Executed targeted sales strategies that contributed to growth in new customer acquisition and exceeded performance goals.
Overview
7
7
years of professional experience
2025
2025
years of post-secondary education
Work History
Financial Consultant
Spectrum credit Ltd
Lusaka Zambia
03.2025 - 01.2026
- Analyzed financial data and identified trends to enhance client investment strategies, leading to improved portfolio performance.
- Developed comprehensive financial plans tailored to client goals, resulting in increased client satisfaction and retention.
- Collaborated with cross-functional teams to streamline financial processes, enhancing operational efficiency and reducing turnaround time.
Sales Agent
Express credit Ltd
Lusaka
10.2024 - 02.2025
- Leveraged product knowledge to effectively educate clients, enhancing their understanding of financial solutions and increasing satisfaction.
- Developed and maintained strong client relationships, resulting in improved retention rates and increased repeat business opportunities.
- Executed targeted sales strategies to meet and exceed quarterly performance goals, driving growth in new customer acquisition.
General worker
Trad kings Ltd
Lusaka
12.2023 - 05.2024
- Maintained cleanliness and organization of work areas, ensuring compliance with safety and operational standards.
- Assisted in the loading and unloading of materials, contributing to efficient workflow and timely project completion.
- Stocked shelves and inventory, enabling smooth operations and minimizing delays in production processes.
Shop Sales Assistant
F & J Covenant Shop
Lusaka
04.2019 - 12.2022
- Assisted customers by providing product information and recommendations, enhancing overall shopping experiences and satisfaction.
- Managed inventory levels, ensuring shelves were consistently stocked and organized to improve product accessibility.
- Processed transactions efficiently at the point of sale, maintaining accurate cash handling and reducing customer wait times.
Education
Graduate Certificate - Occupational Health And Safety
Jasperstone College of Applied Science And Technology
Zambia 11.2024 - 06.2025
Graduate Certificate - Computer And Information Systems
World Class Education
Lusaka , Zambia 01.2024 - 04.2024
Chilenje B Secondary School
Lusaka, Zambia Skills
- Financial analysis
- Investment strategies
- Financial planning
- Portfolio management
Languages
English
First Language
Bemba
Beginner (A1)
A1
Nyanja
Beginner
A1
References
References available upon request.
Timeline
Financial Consultant
Spectrum credit Ltd
03.2025 - 01.2026
Graduate Certificate - Occupational Health And Safety
Jasperstone College of Applied Science And Technology
11.2024 - 06.2025
Sales Agent
Express credit Ltd
10.2024 - 02.2025
Graduate Certificate - Computer And Information Systems
World Class Education
01.2024 - 04.2024
General worker
Trad kings Ltd
12.2023 - 05.2024
Shop Sales Assistant
F & J Covenant Shop
04.2019 - 12.2022
Chilenje B Secondary School