Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

ROSEMARY MBEWE

Kabwe

Summary

Highly accomplished and results-oriented Development Studies graduate with over a decade of progressive experience driving positive change in microfinance, community empowerment, and poverty reduction initiatives. Proven expertise in strategically managing loan portfolios, delivering impactful financial literacy training, and fostering strong client relationships. Passionate about leveraging inclusive financial services to cultivate sustainable livelihoods and economic resilience within underserved communities.

Overview

11
11
years of professional experience

Work History

Credit Relationship Supervisor

FINCA Zambia
04.2014 - Current
  • Led and supervised a team of credit officers, consistently achieving and exceeding monthly performance targets.
  • Strategically managed and expanded a diverse loan portfolio of over 150 clients, consistently maintaining high repayment rates through proactive client engagement and support.
  • Conducted thorough physical business assessments and developed comprehensive loan proposals for approval, demonstrating strong credit analysis skills.
  • Presented and successfully advocated for SE loan applications ranging from K350,000 to K2,000,000 to the Head Office Credit Committee, showcasing strong communication and presentation abilities.
  • Facilitated the development and implementation of robust monthly, quarterly, and annual work plans and budgets, ensuring efficient resource allocation.
  • Designed and delivered engaging financial literacy and business management training programs to individuals and groups, empowering clients with essential skills.
  • Oversaw the efficient disbursement of loans and implemented rigorous monitoring systems to minimize arrears and ensure timely repayments.
  • Developed and executed effective arrears recovery strategies, including proactive client follow-ups and tailored counseling, significantly reducing portfolio at risk.

Education

Bachelor of Arts - Development Studies

Mulungushi University
Kabwe
11-2004

Skills

  • Loan Portfolio Management & Growth
  • Credit Risk Assessment & Mitigation
  • Financial Literacy & Business Training
  • Business Development Support
  • Monitoring & Evaluation Systems
  • Community Mobilization & Engagement
  • Project Planning & Implementation
  • Arrears Management & Recovery Strategies
  • Financial Analysis & Reporting
  • Team Leadership & Supervision

References

REFEREES

Jonas Matipa
Operations Manager – Palmrige
📞 +260 978 558 042 | ✉️ jmatipa5@gmail.com


Fanaka Chimuka
Branch Manager – FINCA Zambia, Kabwe
📞 +260 965 047 744 | ✉️ fanaka.chimuka@finca.co.zm

Albert Kalonge
Former Branch Manager – FINCA Zambia, Kitwe
📞 +260 966 200 929 | ✉️ albert.kalonge@finca.co.zm

Timeline

Credit Relationship Supervisor

FINCA Zambia
04.2014 - Current

Bachelor of Arts - Development Studies

Mulungushi University
ROSEMARY MBEWE