Financial Accountant, Auditor, Credit Manager and Negotiator with over 10 years of experience working in financial institutions. I Bring Honest, Passion and hard work to the table as my strengths.
Overview
14
14
years of professional experience
Work History
Financial Accountant
Agora Microfinance Zambia Ltd
04.2023 - Current
Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
Identified cost-saving opportunities through thorough budget analysis and expense tracking.
Managed relationships with external auditors effectively ensuring positive outcomes during annual audits.
Reduced month-end closing time by optimizing the reconciliation process for bank and credit card accounts.
Contributed to financial and operational risk reduction by evaluating effectiveness of controls and subsystems.
Trained new employees on accounting principles and company procedures.
Increased financial accuracy by streamlining the accounts receivable and payable processes.
Enhanced financial reporting transparency, implementing clear and concise monthly statements for stakeholders.
Reported financial data and updated financial records in ledgers and journals.
Senior Accountant
Agora Microfinance Zambia Ltd
04.2018 - 03.2023
Reconciled accounts and created documents for monthly closure procedures.
Prepared monthly journal entries and reconciliations.
Collaborated with accounting manager to comply with governing bodies and limit regulatory risks.
Conducted technical and analytical reviews of tax returns to check for accuracy and qualified deductions.
Reviewed accounts, resolved coding areas, and tracked recurring expenses for accrual entry.
Trained new employees on accounting principles and company procedures.
Provided journal entries and performed accounting on accrual basis.
Directed accounting team in timely reporting of finances for diverse client businesses.
Assisted team members in transitioning to new system through extensive training and one-on-one support.
Spearheaded a team of junior accountants, providing mentorship and guidance to improve efficiency and accuracy in their work.
Contributed to hiring, training and development of accounting teams.
Optimized month-end closing procedures by streamlining workflow processes, reducing time taken from 10 days to 5 days without compromising accuracy or detail level achieved.
Maintained accurate depreciation schedules for fixed assets, coordinating with asset managers for timely recording of acquisitions or disposals.
Reviewed documents and accounts for discrepancies and resolved variances.
Branch Accountant
Agora Microfinance Zambia Ltd
04.2016 - 03.2018
Developed customized financial reports for department heads, facilitating informed decision-making processes.
Contributed to continuous process improvement initiatives by identifying areas for potential enhancement within the accounting function.
Reduced discrepancies in financial reports, conducting thorough account reconciliations on a monthly basis.
Collaborated with cross-functional teams to streamline processes, improving overall branch performance.
Supported annual external audit processes by providing required documentation and responding promptly to auditor inquiries.
Optimized expense tracking to identify cost-saving opportunities within the branch operations.
Handled day-to-day accounting processes to drive financial accuracy.
Internal Auditor
Agora Microfinance Zambia Ltd
04.2015 - 03.2016
Assisted in the preparation of audit reports that clearly communicated findings and recommendations to key stakeholders.
Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
Identified and reported audit issues.
Contributed to a positive work environment by collaborating effectively with colleagues across all levels of the organization.
Investigated discrepancies discovered during auditing process.
Enhanced internal control systems by conducting thorough risk assessments and implementing effective audit recommendations.
Recommended new methods to improve internal controls and operating efficiency.
Loan Officer
Agora Microfinance Zambia Ltd
04.2013 - 03.2015
Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
Maintained strict confidentiality of bank records and client information.
Submitted loan applications to underwriter for verification and recommendations.
Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
Examined customer loan applications for loan approvals and denials.
Advised clients on mortgage, education and personal loans.
Loan Officer
Cargill Zambia Ltd
05.2010 - 12.2012
Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
Maintained strict confidentiality of bank records and client information.
Submitted loan applications to underwriter for verification and recommendations.
Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Education
Currently Studying Acca Part Three - Accounts
Zcas
Lusaka, Zambia
01.2024
DIPLOMA IN BUSINESS ECONOMICS AND COMMERCE - Agricultural Economics
Cambridge International College
Uk
01.2013
DIPLOMA IN BUSINESS MANAGEMENT AND ADMIN - Business Administration And Management
Cambridge International College
UK
01.2012
Skills
Accounts Payable and Receivable
Accounting and bookkeeping
Financial Modeling
Financial Reporting
Bank Reconciliation
Team Building and Leadership
Fixed Assets Management
Tax Return Preparation
Report Preparation
Timeline
Financial Accountant
Agora Microfinance Zambia Ltd
04.2023 - Current
Senior Accountant
Agora Microfinance Zambia Ltd
04.2018 - 03.2023
Branch Accountant
Agora Microfinance Zambia Ltd
04.2016 - 03.2018
Internal Auditor
Agora Microfinance Zambia Ltd
04.2015 - 03.2016
Loan Officer
Agora Microfinance Zambia Ltd
04.2013 - 03.2015
Loan Officer
Cargill Zambia Ltd
05.2010 - 12.2012
Currently Studying Acca Part Three - Accounts
Zcas
DIPLOMA IN BUSINESS ECONOMICS AND COMMERCE - Agricultural Economics
Cambridge International College
DIPLOMA IN BUSINESS MANAGEMENT AND ADMIN - Business Administration And Management
Cambridge International College
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